Loans

Auto (All Vehicles)

We don’t care if it has two wheels, four wheels or if it’s a boat that floats.

If it has an engine and a title, we want to finance it for you!

We like to say Your auto loan belongs here

  • New and used vehicle terms up to 84-months
  • Motorcycles,
  • RVs
  • ATVs and UTVs
  • Jet Ski and Boats loans too
  • Easy application process
  • Never an application fee

­Get Pre-Approved BEFORE you go buy!

Take the stress out of the vehicle buying process with a pre-approval from MCLCU. With a pre-approval from MCLCU you can:

  • Know what you can afford before walking into the dealership
  • Focus on the vehicle you want
  • Drive off the lot in your new ride in as little as fifteen minutes after signing the contract

MCLCU is dedicated to being the auto lender of choice for our members.

For more information, call (708) 482-9606 and ask to speak to one our friendly loan officers.

If you would like to apply right now, please complete the form below:

  • Consumer Loan Application: (pdf) | (eSign) | (eSign) – Joint Application


Auto Coverage and Protection

Auto Insurance

If this is your first vehicle, you will need to have insurance, if you already have insurance and are looking at getting a new vehicle it is a great time to explore your options. MCLCU is committed to providing its members with the best service possible at the lowest rates possible. Through our TruStage Partnership MCLCU members could save on auto insurance. You can request a FREE quote today from our local representative.

Auto Protection

If you are interested in Mechanical Breakdown Protection (MBP) or Guaranteed Asset Protection (GAP) make sure to get a quote before you go to the dealer. Arm yourself with information. Many of our members have found the protection offered through MCLCU was a better deal than what was available at the dealer.


Loan Payment Protection

It feels amazing to pull off the lot in your new vehicle, but life can get complicated when unexpected things happen. A disability or death can quickly change the financial future for you and your family. While there is no way to predict these unfortunate life-changing events, you can take steps to make sure you and your family are protected, should the unforeseen come to pass.

In the event of a covered life event, injury, illness or death Credit Disability and Credit Life insurance may help reduce or pay off your covered loan or make your monthly loan payment up to the policy maximum. It could help lighten the burden for the people you care about. Insure your loan payments today with Credit Life & Credit Disability Insurance so you and your loved ones can worry a little less about tomorrow.

Claims

If you have Credit Disability or a Credit Life policy and need to file a claim, just call the Credit Union. We can help you through the process.

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